列明保障範圍、不保事項及保單條件的合約文字，決定保險公司須承擔的責任。
The contract text setting out the cover, exclusions and conditions, which determines what the insurer is liable for.
列明保障範圍、不保事項及保單條件的合約文字，決定保險公司須承擔的責任。
The contract text setting out the cover, exclusions and conditions, which determines what the insurer is liable for.