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中英術語

償付準備金 Solvency Margin

保險公司資產超出負債的數額,監管機構要求其維持不低於法定水平,作為應付不利情況的緩衝。

The amount by which an insurer's assets exceed its liabilities, which the regulator requires to stay at or above a statutory level as a buffer against adverse events.

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