平整化透過在投資表現較佳時累積儲備、較差時動用儲備等方法，減少分紅保單回報的年度波動。
Smoothing reduces fluctuations in participating-policy returns between years through methods such as building reserves in stronger investment years and using them in weaker years.
平整化透過在投資表現較佳時累積儲備、較差時動用儲備等方法，減少分紅保單回報的年度波動。
Smoothing reduces fluctuations in participating-policy returns between years through methods such as building reserves in stronger investment years and using them in weaker years.