個人金錢是保單界定的金錢類別，可包括現金、鈔票、支票、旅行支票及匯票，惟不一定包括信用卡或八達通卡等塑膠貨幣。
Personal money means the forms of money defined by the policy, potentially including cash, bank notes, cheques, travellers’ cheques and money orders, but not necessarily plastic money such as credit or Octopus cards.