由保險人委任並支付費用的獨立專業人士，負責調查索償、評估損失金額及商討和解。
An independent specialist appointed and paid by the insurer to investigate a claim, assess the loss and negotiate a settlement.
由保險人委任並支付費用的獨立專業人士，負責調查索償、評估損失金額及商討和解。
An independent specialist appointed and paid by the insurer to investigate a claim, assess the loss and negotiate a settlement.