受保人因失去指定自理能力或出現嚴重認知障礙而需要長期照顧時，按保單條款支付的利益，通常定期支付。
A benefit, usually paid periodically under the policy terms, when the life insured needs long-term care because of a specified loss of self-care ability or severe cognitive impairment.
受保人因失去指定自理能力或出現嚴重認知障礙而需要長期照顧時，按保單條款支付的利益，通常定期支付。
A benefit, usually paid periodically under the policy terms, when the life insured needs long-term care because of a specified loss of self-care ability or severe cognitive impairment.