平準保費是在整個繳費期內維持不變的保費，早年多收的部分會撥入準備金，用以應付晚年較高的死亡成本。
A level premium stays the same throughout the payment period, with the excess collected in the early years going into a reserve to help meet higher mortality costs in later years.
平準保費是在整個繳費期內維持不變的保費，早年多收的部分會撥入準備金，用以應付晚年較高的死亡成本。
A level premium stays the same throughout the payment period, with the excess collected in the early years going into a reserve to help meet higher mortality costs in later years.