以欺騙手段，例如虛報或誇大索償、蓄意製造損失或故意隱瞞重要事實，從保險人取得不應得利益的行為。
Using deception, such as a false or exaggerated claim, a deliberately caused loss or the deliberate concealment of material facts, to obtain a benefit from an insurer that one is not entitled to.
以欺騙手段，例如虛報或誇大索償、蓄意製造損失或故意隱瞞重要事實，從保險人取得不應得利益的行為。
Using deception, such as a false or exaggerated claim, a deliberately caused loss or the deliberate concealment of material facts, to obtain a benefit from an insurer that one is not entitled to.