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中英術語

獨立責任基準 Independent Liability Basis

先假設每份保單是唯一保單以計算其應付金額,再按這些金額的比例攤分損失的分擔計算方法。

A way of calculating contribution in which each policy's liability is worked out as if it were the only policy, and the loss is then shared in proportion to those amounts.

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