保險人把大量投保人的保費匯集而成的資金，用以支付少數遭受損失者的賠償。
The fund formed from the premiums of many insureds, out of which the insurer pays the losses of the few who suffer them.
保險人把大量投保人的保費匯集而成的資金，用以支付少數遭受損失者的賠償。
The fund formed from the premiums of many insureds, out of which the insurer pays the losses of the few who suffer them.