定值保單是投保時已協定標的價值的保單，發生全損時按協定價值賠償，而非按損失時的市值賠償。
An agreed value policy is one where the value of the subject matter is agreed when the cover starts, so a total loss is paid at that value rather than at market value at the time of loss.
定值保單是投保時已協定標的價值的保單，發生全損時按協定價值賠償，而非按損失時的市值賠償。
An agreed value policy is one where the value of the subject matter is agreed when the cover starts, so a total loss is paid at that value rather than at market value at the time of loss.