實際全損是保險標的被毀、已失去受保種類的性質，或被保險人無法挽回地喪失該標的的情況。
Actual total loss occurs where insured property is destroyed, ceases to be a thing of the kind insured, or is irretrievably lost to the insured.
實際全損是保險標的被毀、已失去受保種類的性質，或被保險人無法挽回地喪失該標的的情況。
Actual total loss occurs where insured property is destroyed, ceases to be a thing of the kind insured, or is irretrievably lost to the insured.