由外來的意外事故造成、而非源於疾病或身體內部病變的身體傷害，其確切定義以保單條款為準。
Physical harm caused by an external accidental event rather than by illness or a condition inside the body, with the exact definition set by the policy wording.
由外來的意外事故造成、而非源於疾病或身體內部病變的身體傷害，其確切定義以保單條款為準。
Physical harm caused by an external accidental event rather than by illness or a condition inside the body, with the exact definition set by the policy wording.