II. Investments 投資

Investment risk is uncertainty about an investment’s value at the end of a period; seeking higher expected returns generally involves accepting greater risk. Diversification, dollar cost averaging, a longer investment horizon and effective risk management can help control risk, but do not guarantee profits or protect capital.

Meaning of Risk · Types of Risks · Risk-return Trade-off · Risk Reduction Techniques · Risk Management Process · Financial Risk Management in Hong Kong

Investment decisions must take account of economic conditions, investment objectives, risk tolerance, liquidity, time horizon and tax considerations. Intermediaries should understand both the client and the product before making suitable recommendations and explaining the features, benefits and risks of an investment-linked assurance scheme.

Basic Economics · Global Economy · Economic Factors Affecting the Financial Markets · Investment Objective and Risk Tolerance · Other Investment Constraints · Investment Advising · Summary