初始收費是為收回設立保單的分銷、推廣及簽發成本而徵收的費用，並不必然只在保單開始時扣除。
An initial charge recovers distribution, marketing and policy issue costs and is not necessarily deducted only at the start of the policy.
初始收費是為收回設立保單的分銷、推廣及簽發成本而徵收的費用，並不必然只在保單開始時扣除。
An initial charge recovers distribution, marketing and policy issue costs and is not necessarily deducted only at the start of the policy.