The period of 21 calendar days after delivery of the policy or the cooling-off notice, whichever is earlier, during which the holder of certain long-term insurance policies may cancel and get back the premium paid.
若干長期保險保單的保單持有人可在保單或冷靜期通知書交付後（以較早者為準）21 個曆日內取消保單並取回已繳保費的期間。